Residential Mortgages

Find the Home Loan Solution That Fits Your Unique Needs

Whether you are looking to purchase a new home, make renovations to your existing home, or refinance, Resolute Bank has solutions designed with you in mind. Our experienced Mortgage Loan Officers will guide you through the entire lending process, so you can feel comfortable and confident in your choice. 

Services and solutions we offer: 

  • Mortgage Preapprovals
  • Purchase and Refinance Loans
  • Reverse Mortgages
 Ready to learn more?
all (833) 211-3760* and talk to a friendly mortgage professional.

*Monday through Friday from 9 AM to 5 PM, PST

Quick, Simple Loan Preapproval Process

At Resolute Bank, we understand that buying a home can be a detailed process. So, we strive to make the initial paperwork as simple as possible before you begin your house-hunting journey. We provide same-day preapprovals, so you can spend your time focusing on what matters. Future homeowners simply provide a photo ID, social security number, and proof of income. Your preapproval letter is good for 60 days. 

Benefits of Getting a Preapproval Letter Before You Start House Hunting    

  • We’ll help you understand what you can afford so you can start the house-hunting process with an accurate price range in mind.
  • Having a preapproval letter in-hand ensures you can promptly put an offer on the house of your dreams and show the seller that you’re a serious buyer.

  • A preapproval letter sets you up for success in the beginning of the loan approval process by prompting you to get your financial information in order.

Please Contact us to discuss the preapproval process or to find the right mortgage or loan solution for you. You can also call 419.868.1750 to get started. If you are a first-time home buyer also be sure to ask about our First-Time Home Buyer Program.

First-Time Home Buyer Program

Buying your first home is a significant milestone. Resolute Bank is here to guide you every step of the way. Our First-Time Home Buyer Program allows buyers to purchase a home with a low down payment without paying private mortgage insurance. Features include:

  • Down payments as low as 3%
  • No private mortgage insurance
  • Debt-to-income ratio: up to 45%
Home Purchase Loans

Resolute Bank offers a variety of purchase-money mortgage programs. A  knowledgeable Mortgage Loan Officer will help you select the right program for your unique needs.

Our offerings include: 

  • No down payment VA Home Loans for qualified veterans
  • 3% down payment conventional home loans
  • 3.5% down payment FHA home loans
  • 10% down payment jumbo loans (No PMI)
  • Loan programs for:
    • Manufactured and modular homes
    • Condominiums
    • Second and vacation homes
    • Self-employed borrowers
    • Investment properties

Contact us to discuss the right home mortgage or loan solution for you. Or you may call 419.868.1750 to get started. 

Home Refinance Loans

Resolute Bank’s home refinance programs are designed to help lower your interest rate, shorten the term of your current mortgage or consolidate your debt. Here are some of the home refinance options we offer: 

  • VA 100% Financing Cash-Out Loans— Tap into 100% of the available equity in your home to pay off debts or to take cash out. Our VA 100% financing cash-out loan may be available even if you have already taken out a second mortgage or a home equity line of credit.
  • FHA Streamline Refinance Loans — Homeowners with an existing FHA mortgage can reduce their rate or change to new beneficial terms with minimal paperwork and qualification requirements and without the need for an appraisal. This is a simplified process to improve your current mortgage.
  • Conventional Cash-Out Refinance Loans — This program allows qualified homeowners to tap into the available equity in the home and receive cash for whatever their needs may be. Pay off higher interest rate debts, student loans, credit cards, second mortgages, etc., into a new single mortgage payment.  
  • Conventional Rate/Term Refinance Loans — This program allows qualified homeowners to reduce their interest rate and/or change the terms of their current mortgage.  

Contact us to discuss the right home mortgage or loan solution for you. Or you may call 419.868.1750 to get started.



Mortgage Loan products subject to application and credit approval.  NMLS ID # 531629